If you received temporary coverage: You will have 90 days to complete your medical exam from the time you submit your application. You have temporary coverage* during this entire time frame unless notified otherwise.
If you didn't receive temporary coverage: You will have 30 days to complete your medical exam from the time you submit your application.
*Coverage only begins if your payment is received and is limited to up to $1,000,000 during this temporary coverage period.