MassMutual now gives you a unique opportunity to purchase a fully underwritten convertible term life insurance policy entirely online. With our online tools, you can calculate your own needs, fill out an application, get an immediate decision, and purchase a MassMutual Convertible Term policy, while also having the guidance of an advisor at any time during the process and beyond to help you plan for your broader financial needs.
Previously, you could calculate your needs and receive a quote online, but after that, your application would be sent through traditional channels or through a cumbersome call center process. That process usually took between four and six weeks. Now, when you've submitted a MassMutual Convertible Term application online, you get an immediate decision and coverage can begin right away.
Additionally, we believe you shouldn't need a dictionary to read your life insurance policy. MassMutual Convertible Term provides a plain language policy that makes it easy to read and understand your coverage.